What type of investor are you? Everyone has differing thoughts on risk tolerance, investment strategies, and long- term financial goals. To help you determine which mix of investments may be right for you, complete the asset allocation questionnaire to determine what type of investor you may be.

The investor types on the next page are allocation suggestions based on your risk tolerance, age, and the number of years left until you retire. They are designed for retirement planning and assume that you have enough other income to meet your short-term needs. Your financial advisor may have different recommendations for you, based upon your complete financial situation. To tailor an investment program that's right for you, enlist the help of your financial advisor, if possible.

Remember: This questionnaire is intended to be used as a general guide only. Just as there is no "one size fits all" approach to investing, you may find that you have more than one investment style.

	1.   How old are you?
		Under 45
		45 to 55
		56 to 65
		66 to 75
		Over 75
	2.   When do you plan to begin withdrawing money from your retirement plan?
		In more than 20 years
		In 10 to 20 years
		In 5 to 10 years
		In less than 5 years
		Immediately
	3.   I am willing to assume more risk in my investments for higher potential returns.
		Strongly agree
		Agree
		Neutral
		Disagree
		Strongly disagree
	4.   Which statement best describes your attitude toward fluctuations in your investments?
		My investments are for the long term and daily market fluctuations do not bother me.
		Day-to-day market movements are normal and I would wait at least a year before making any changes.
		Losses greater than 10% over a full quarter make me nervous.
		Daily market fluctuations make me slightly uncomfortable.
		I am very concerned any time my investments lose value.
	5.   What are your long-term investment expectations?
		I expect my investments to significantly outperform the stock market.
		I expect my investments to slightly outperform the stock market.
		I expect my investments to keep pace with the stock market and see a moderate gain.
		I expect my investments to keep pace with the stock market and see a minimal gain.
		I expect my investments to fall behind the stock market and have stability.
	6.   What is your attitude towards holding onto an investment, even though it declined in value by 30% in three years?
		I don't care, three years' performance is not relevant.
		I won't worry, the time period is too short.
		I'd worry if my losses were greater than 30%.
		I can only tolerate small short-term losses.
		I have a hard time with any losses.
	7.   Investments can decline significantly in value, especially in the short term. What is your attitude towards holding onto an investment, even though it declined in value by 20% in one year?
		I don't care, one years' performance is not relevant.
		I won't worry, the time period is too short.
		I'd worry if my losses were greater than 20%.
		I can only tolerate small short-term losses.
		I have a hard time with any losses.

The categorization of investment style as Conservative, Moderate, Growth, or Aggressive Growth Investor in terms of the results of the questionnaire is simply a suggestion for consideration. This material is not intended to replace the advice of a qualified financial professional and/or personal advisor, investment professional or insurance agent. Before making any financial commitment regarding the issues discussed here, consider consulting with the appropriate professional advisor to determine risk tolerances and the suitability of various investments and allocations in view of your individual, financial, investment, tax, family, and other personal considerations.

IMPORTANT LEGAL INFORMATION: This is an educational tool designed to provide you with feedback based on the information that you input and is not intended as investment advice. Any results obtained from calculations should not be taken as a recommendation to buy or sell any particular product or security or as a definitive answer to your personal financial situation. For a thorough analysis of your financial situation, please contact your financial professional. These results are hypothetical only and do not reflect any particular investment. Some investments have charges, fees, and expenses that are not reflected in the results shown, and the impact of state and local taxes also are not included. If such costs were reflected, the amounts available for distribution would be lower.

Neither The Hartford nor its representatives may provide you with legal or tax advice. The information in this report is intended to be only an estimate of the amounts that may be available for your retirement. Before taking any action with respect to your retirement planning, you should consult with your personal financial professional or tax advisor for a more detailed analysis of your individual circumstances.

"The Hartford" is The Hartford Financial Services Group, Inc. and its subsidiaries, including Hartford Life Insurance Company, Hartford Retirement Services, LLC, and Hartford Securities Distribution Company, Inc. ("HSD"). HSD (member FINRA and SIPC) is a registered broker/dealer affiliate of The Hartford.