Retirement Savings Planner

Saving for your retirement years is an important part of your family's financial future. Saving early and consistently in your employer's retirement plan is just as important as which investments you select. This retirement calculator will show you a basic estimate of your ongoing savings as well as a picture of whether you can meet your income needs during your retirement years. Please fill in the inputs below to get started:
Personal Information
Current Age		yrs.
Retirement Age		yrs.
Current Annual Salary	$
Estimated Annual Raise		%
Your Current 401(k) Balance	$
Annual Retirement Savings Rate (% of Salary)		%
or
Monthly Savings	$
Additional Annual "Catch-Up" Contribution for Employees Age 50 & Over	$
Company Match, if any (as % of Salary)		%
Estimated Annual Inflation Rate		%
Asset Allocation
Enter your 401(k) plan investment portfolio. For your 401(k), enter the expected annual return before taxes. NOTE: The Percent of Portfolio column should total 100%.
Description of Asset Percent of Portfolio Estimated Annual Return Money Markets % % Short Term Bonds % % Long Term Bonds % % Large Company Stocks % % Small Company Stocks % % Total (must total 100): %
Other Retirement Savings
Current Balance of Other Retirement Savings (ex: IRA Accounts)	$
Total Monthly Contributions to Other Savings	$
Estimated Annual Return on these Savings		%
Retirement Information
Click if you want to include the Social Security Estimate
Annual Retirement Income Goal in Today's Dollars (typically 70-80% of your current salary)	$
Estimated Annual Return During Retirement		%
Estimated Annual Pension/Defined Benefit (if applicable)	$
Estimated annual pension cost of living increase (if your pension plan provides for cost of living adjustments)		%
This program will use a standard Mortality Table to determine your Life Expectancy.

Note:
This calculator provides only an estimate based on the inputs you have given and the assumptions of this calculator. This is not meant to replace the advice of a professional. You should seek the advice of a financial advisor about your particular situation. Investment returns may fluctuate yielding different results than this calculator. Investment returns are not guaranteed.

Sentry Life Insurance Company, Stevens Point, Wisconsin (products not available in all states)
Sentry Life Insurance Company of New York, Syracuse, New York (products available in New York only)

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