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401(k) Savings Planner
Will my 401(k) plan be enough to meet my retirement income goals? This financial calculator estimates how much your 401(k) account may be worth at your retirement age and the potential retirement income you might expect from it (based on current planning). Please fill in the inputs below to get started:
 
Personal Information
Current Age   yrs.
Retirement Age   yrs.
Current Annual Salary
$
Estimated Annual Raise   %
Your 401(k) Balance
$
Annual Retirement Savings Rate (% of Salary)   %
or
Monthly Savings
$
Additional Annual "Catch-Up" Contribution for Employees Age 50 & Over $
Company Match, if any (as % of Salary)   %
Estimated Annual Inflation Rate   %
Asset Allocation
Enter your 401(k) plan investment portfolio. For your 401(k), enter the expected annual return before taxes.

NOTE: The Percent of Portfolio column should total 100%.

Description of Asset Percent of Portfolio Estimated
Annual Return
Money Markets % %
Short Term Bonds % %
Long Term Bonds % %
Large Company Stocks % %
Small Company Stocks % %
Total (must total 100): %
 Retirement Information
Annual Retirement Income Goal in Today's Dollars
(typically 70-80% of your current salary)
$
Estimated Annual Return During Retirement   %
This program will use a standard Mortality Table
to determine your Life Expectancy.
Note:
This calculator provides only an estimate based on the inputs you have given and the assumptions of this calculator. This is not meant to replace the advice of a professional. You should seek the advice of a financial advisor about your particular situation. Investment returns may fluctuate yielding different results than this calculator. Investment returns are not guaranteed.

Sentry Life Insurance Company, Stevens Point, Wisconsin (products not available in all states)
Sentry Life Insurance Company of New York, Syracuse, New York (products available in New York only)


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