Sooner or later, everyone stops working. How much should you put aside today to provide for tomorrow? Probably more than you think. Your retirement investments have to compensate for:

• an ever-dwindling amount of Social Security benefits
• inflation eating away at the value of a dollar

Use the interactive Retirement Calculator to help set your retirement goals and determine if you're on the right course.

Please note that this calculator does not include Social Security, pension benefits, or other non-retirement savings. If you wish to factor in your spouse's income and/or retirement plan, simply add those numbers to your totals.

Select the "Proceed" button below when you are ready to begin.

Disclaimer: All results are hypothetical and assume the reinvestment of dividends and capital gains. Past performance is no guarantee of future results. Investment return and principal value will fluctuate so that shares, when redeemed, may be worth more or less than their original cost. Hypothetical results are for illustrative purposes only and are not intended to represent the future performance of any MFS fund. This calculation does not take into account the effect of taxes on your withdrawals. Withdrawals before age 59 1/2 may be subject to a 10% federal penalty.