Distributions from tax deferred accounts - including IRAs, 401(k) plans, and other tax deferred plans - are required beginning at age 70½ (however, please note that minimum distributions at age 70½ are not required from Roth IRAs). You should be conservative in your estimate of the annual return that anticipate on your retirement savings, since unreasonably high rates of return many not be sustainable over prolonged periods of time. Use the Required Minimum Distribution Calculator to determine how much you will need to start taking.

	1.	What is your name?
	2.	What is your birthdate? Please enter month, day and 4-digit year.		January February March April May June July August September October November December Ex: 1945
	3.	What is your plan balance as of 12/31/2009?	$
	4.	What is your estimated annual return?		0 1 2 3 4 5 6 7 8 9 10 11 12 %

IMPORTANT LEGAL INFORMATION: This is an educational tool designed to provide you with feedback based on the information that you input and is not intended as investment advice. Any results obtained from calculations should not be taken as a recommendation to buy or sell any particular product or security or as a definitive answer to your personal financial situation. For a thorough analysis of your financial situation, please contact your financial advisor. These results are hypothetical only and do not reflect any particular investment. Some investments have charges, fees, and expenses that are not reflected in the results shown, and the impact of state and local taxes also are not included. If such costs were reflected, the amounts available for distribution would be lower.

Neither The Hartford nor its representatives may provide you with legal or tax advice. The information in this report is intended to be only an estimate of the amounts that may be available for your retirement. Before taking any action with respect to your retirement planning, you should consult with your personal financial or tax advisor for a more detailed analysis of your individual circumstances.

"The Hartford" is The Hartford Financial Services Group, Inc. and its subsidiaries, including Hartford Life Insurance Company, Hartford Retirement Services, LLC, and Hartford Securities Distribution Company, Inc. ("HSD"). HSD (member FINRA and SIPC) is a registered broker/dealer affiliate of The Hartford.