Values illustrated depend on assumptions used and the data you input. Any change in hypothetical annual return will modify the values illustrated. We recommend that you use multiple annual rate of return scenarios (negative growth, no growth and positive growth) to illustrate the impact of various rates of return over the projected period. Investments offering the potential for higher rates of return also involve a higher degree of risk to principal. Also, be aware that high rates of return are generally not sustainable for long periods of time.
This calculator is not intended to serve as legal or investment advice. All examples are hypothetical and intended for illustrative purposes only. Review the list of assumptions when applying any results to your own situation. The information used in the functions of the calculator is based on our interpretation of the current tax laws; such laws may change from time to time. Be advised that you are responsible for your required minimum distribution and the accuracy of your tax return. Withdrawals of taxable amounts may be subject to ordinary income tax. You should periodically review your overall tax plan with a tax professional that knows your particular situation best. Neither JANUS nor its representatives give tax or legal advice.
Mutual funds generally have expenses and account fees, which may impact the value of the account. Non-qualified withdrawals may be subject to taxes and penalties. For more detailed information about taxes, consult your tax attorney or accountant for advice.