Cost of Waiting Calculator

This Cost of Waiting Calculator shows you that the best time to start saving for retirement is right now.
1.  What is your name?   2.  What is your current age?   yrs. 3.  What is your retirement age?   yrs. 4.  What is your current salary? $ Annually Monthly Twice a Month Every 2 Weeks Weekly   5.  What is your "per paycheck" retirement plan contribution?   %   or   $ Annually 6.  What is your estimated annual return?   0 1 2 3 4 5 6 7 8 9 10 11 12 %	Estimated Savings at Retirement   Slide your mouse over the graph to read the values. If you wait 5 years, your savings estimate is .   Delay (years)

IMPORTANT LEGAL INFORMATION: This is an educational tool designed to provide you with feedback based on the information that you input and is not intended as investment advice. Any results obtained from calculations should not be taken as a recommendation to buy or sell any particular product or security or as a definitive answer to your personal financial situation. For a thorough analysis of your financial situation, please contact your financial professional. These results are hypothetical only and do not reflect any particular investment. Some investments have charges, fees, and expenses that are not reflected in the results shown, and the impact of state and local taxes also are not included. If such costs were reflected, the amounts available for distribution would be lower.

Neither The Hartford nor its representatives may provide you with legal or tax advice. The information in this report is intended to be only an estimate of the amounts that may be available for your retirement. Before taking any action with respect to your retirement planning, you should consult with your personal financial professional or tax advisor for a more detailed analysis of your individual circumstances.

"The Hartford" is The Hartford Financial Services Group, Inc. and its subsidiaries, including Hartford Life Insurance Company, Hartford Retirement Services, LLC, and Hartford Securities Distribution Company, Inc. ("HSD"). HSD (member FINRA and SIPC) is a registered broker/dealer affiliate of The Hartford.